You earned the welcome bonus, maybe a few of them! Now you’re staring at a huge American Express Membership Rewards balance wondering: “Okay… what am I actually supposed to do with these?” In 2025, the biggest mistake people made was redeeming points poorly. After redeeming hundreds of thousands of Membership Rewards points myself, I’ve learnedContinue reading “Help! I’m Drowning in Amex Points — What Do I Do Now? (2026 Guide)”
Tag Archives: travel-hacking
Are Premium Cards Worth It If You Use Only One?
For beginners, credit card complexity often kills a rewards strategy before it ever gets started. Most people want things simple: one card, one statement, no juggling bonus categories or managing multiple accounts. And honestly, that’s totally fine. But here’s the real question: If you only want to carry one credit card, is a premium cardContinue reading “Are Premium Cards Worth It If You Use Only One?”
The Best “One‑Card Wallet” Options for Simple, High‑Value Rewards
Why the Amex Gold and Chase Freedom Unlimited Are Perfect for Beginners For beginners, complexity is usually what kills a points strategy before it ever gets started. A lot of people prefer to keep things simple: one credit card, one statement, no juggling categories or managing multiple accounts. The good news? You can absolutely earnContinue reading “The Best “One‑Card Wallet” Options for Simple, High‑Value Rewards”
Hoarding Points?…You’re losing money!
As someone who has been guilty of this in the past, the idea of having “a million points” seems like a great goal! After all, the more points you have, the less you have to spend out of pocket- or so the theory goes. However, is hoarding points a smart move, or does it haveContinue reading “Hoarding Points?…You’re losing money!”
What’s In My Wallet for 2025?
It’s always a delightful surprise meeting folks who have never ventured into the world of credit card points, happily swiping their trusty debit card for every single purchase. It’s like discovering a hidden land where points aren’t a currency! On the flip side, chatting with fellow “Points Game” enthusiasts is equally thrilling—whether we’re comparing playbooksContinue reading “What’s In My Wallet for 2025?”
What credit card should I be using?
The biggest mistake most people make is using a single credit card for all of your purchases, as there is not a card that will allow you to maximize earnings across all of your categories. Credit card companies are in the business of making money and having a single card that provided the highest earningContinue reading “What credit card should I be using?”
The Points Authority: Mastering The Points Game 