It goes without saying that credit card debt is bad, however that doesn’t mean that credit cards themselves are bad. There are however several mistakes that the majority of folks find themselves making when they are entering the points game. Let’s take a look at some of these mistakes and how you can avoid them!Continue reading “Top Mistakes People Make With Credit Cards”
Tag Archives: PointsGameForBeginners
Quickest Way To Earn Points… Your Friends!
Do you have that one friend that always offers to pay for everything and then you can just Venmo them?… They are most likely hunting for points! I am personally guilty of this as it is an easy way to collect points that you otherwise would not earn… and if you aren’t earning points youContinue reading “Quickest Way To Earn Points… Your Friends!”
How To Use Rakuten To Earn More Points
For a variety of reasons, online shopping has increased dramatically over the last few years… which opens the door to more opportunities to earn American Express Membership Points. As someone who makes a majority of my purchases online, earning extra points is a no brainer, especially with no extra work! Let’s look at what RakutenContinue reading “How To Use Rakuten To Earn More Points”
Booking an upcoming trip? Get a new credit card!
As the world begins to open again, the travel industry is expected to have an influx of pent up demand. I know for me, traveling with my wife is something I have been looking forward to throughout COVID-19… its actually one of the reasons I started this blog! I had an entire trip lined upContinue reading “Booking an upcoming trip? Get a new credit card!”
Charge Card vs Credit Card
One of the biggest misconceptions people have when opening new cards is assuming that all cards are credit cards… that is certainly not the case! Two of the cards that I use most often are actually charge cards, which means they must be paid off in full every month. Unlike credit cards, these cards doContinue reading “Charge Card vs Credit Card”
Booking A YOLO Trip On POINTS!
I recently looked at my accounts and noticed that I had over a million points… It was time to spend some. My wife and I had been planning to take a vacation once things calmed down at work and thought this was a perfect time! I began to look at different hotels around Florida andContinue reading “Booking A YOLO Trip On POINTS!”
No Dave Ramsey… You’re Wrong!
When I first decided I wanted to get into “The Points Game” and start teaching others how to earn money from money you were already spending, the most common thing I was told was “Dave Ramsey says credit cards are bad”. I agree… for people who spend more than they make and use credit cardsContinue reading “No Dave Ramsey… You’re Wrong!”
You Should NEVER Use A Debit Card
Since I started into “The Points Game”, I can honestly say I don’t know the last time I have used my debit card for a purchase. Buying a pack of gum… American Express Gold, ordering pizza online… American Express Gold, convincing my wife that I absolutely need the new Xbox Series X… American Express Platinum,Continue reading “You Should NEVER Use A Debit Card”
How To Take Your First Step Into The “Points Game”
Assuming you are interested in learning more about maximizing your spending since you are here, let’s look at how to start earning those points or cash back! For this post we are going to focus on what I call “Level 1” spenders, people who want to earn points or cash back with limited effort andContinue reading “How To Take Your First Step Into The “Points Game””
The Points Game For Beginners
I’m sure we have all thought, “Are these points really worth anything?”… I know I certainly did! Until I started down the rabbit hole that was the points game, I had no idea how valuable credit card points could actually be, or what I could use them for. Getting started on this crazy journey isContinue reading “The Points Game For Beginners”
The Points Authority: Mastering The Points Game 