Tag Archives: PointsGameForBeginners

Charge Card vs Credit Card

One of the biggest misconceptions people have when opening new cards is assuming that all cards are credit cards… that is certainly not the case! Two of the cards that I use most often are actually charge cards, which means they must be paid off in full every month. Unlike credit cards, these cards doContinue reading “Charge Card vs Credit Card”

Booking A YOLO Trip On POINTS!

I recently looked at my accounts and noticed that I had over a million points… It was time to spend some. My wife and I had been planning to take a vacation once things calmed down at work and thought this was a perfect time! I began to look at different hotels around Florida andContinue reading “Booking A YOLO Trip On POINTS!”

No Dave Ramsey… You’re Wrong!

When I first decided I wanted to get into “The Points Game” and start teaching others how to earn money from money you were already spending, the most common thing I was told was “Dave Ramsey says credit cards are bad”. I agree… for people who spend more than they make and use credit cardsContinue reading “No Dave Ramsey… You’re Wrong!”

You Should NEVER Use A Debit Card

Since I started into “The Points Game”, I can honestly say I don’t know the last time I have used my debit card for a purchase. Buying a pack of gum… American Express Gold, ordering pizza online… American Express Gold, convincing my wife that I absolutely need the new Xbox Series X… American Express Platinum,Continue reading “You Should NEVER Use A Debit Card”

How To Take Your First Step Into The “Points Game”

Assuming you are interested in learning more about maximizing your spending since you are here, let’s look at how to start earning those points or cash back! For this post we are going to focus on what I call “Level 1” spenders, people who want to earn points or cash back with limited effort andContinue reading “How To Take Your First Step Into The “Points Game””

The Points Game For Beginners

I’m sure we have all thought, “Are these points really worth anything?”… I know I certainly did! Until I started down the rabbit hole that was the points game, I had no idea how valuable credit card points could actually be, or what I could use them for. Getting started on this crazy journey isContinue reading “The Points Game For Beginners”