Is Hotel Status Worth It?

As someone who used to think loyalty programs didn’t mean much, I can tell you I was completely wrong! From the ability to make changes to non-refundable reservations for friends to upgraded suites, I can assure you that hotel status definitely has its perks! Let’s look at arguably the two largest hotel chains and theirContinue reading “Is Hotel Status Worth It?”

Help! I’m Drowning in Amex Points—What Do I Do?I Have Points… Now What?

After your intro bonus and normal spending, you will soon look at your account and see a plethora of points… but what do you do with them? Points vary in terms of what their monetary value is, however for this post lets focus on American Express Membership Rewards points which the “industry” typically values atContinue reading “Help! I’m Drowning in Amex Points—What Do I Do?I Have Points… Now What?”

Hoarding Points?…You’re losing money!

As someone who has been guilty of this in the past, the idea of having “a million points” seems like a great goal! After all, the more points you have, the less you have to spend out of pocket- or so the theory goes. However, is hoarding points a smart move, or does it haveContinue reading “Hoarding Points?…You’re losing money!”

Top 10 Tips for Flying

Whether you enjoy flying or the thought of stepping on a plane sends you into a panic attack, flying presents its own set of challenges that are often out of your control as a consumer. That being said, there are also many steps you can take to ensure a smooth and safe flying experience! AsContinue reading “Top 10 Tips for Flying”

Top 10 Tips For FREE Hotel Upgrades

Booking hotels is arguably one of the most challenging aspects of travel… Will the hotel be clean? Will the bed be comfortable? Will I have noisy neighbors? Do I really want to spend $$$ for a room that I won’t be in often? All of these are valid concerns, however choosing the right hotel isContinue reading “Top 10 Tips For FREE Hotel Upgrades”

What Topics Should I Cover?

I have been rather bad at keeping this updated but after chatting with several folks on our cruise we just finished, it became clear that I need to start this up again! In today’s current environment with inflation on the rise and consumer debt at an all time high, the easiest thing to blame isContinue reading “What Topics Should I Cover?”

Airline Incidental Credit…How to maximize it!

Every December the American Express Facebook forums FLOOD with people asking the same question, “How can I use my $200/$250 airline incidental credit on XXX Airlines???”. Not too long ago you were able to use this credit for gift cards on Delta, American, and United Airlines, as long as they were purchased in $50 increments.Continue reading “Airline Incidental Credit…How to maximize it!”

How I saved $10K on a trip to Vegas!

I don’t know if anyone has priced a trip to Vegas recently but let me tell you… It certainly is not cheap! We traveled to Vegas for a wedding last month and when pricing out first class airfare + the Cosmopolitan for 2 nights… it was over $10,000! Luckily for us, I had enough pointsContinue reading “How I saved $10K on a trip to Vegas!”

Expecting A Tax Bill? Open A New Credit Card!

It’s everyone’s favorite or least favorite time of year again… Tax preparation season! For most small businesses and individual’s who elect to have less taxes taken out of their paychecks, January 15th is your final quarterly payment due date for the 2021 tax year. These large payments are often one of the easiest ways toContinue reading “Expecting A Tax Bill? Open A New Credit Card!”

New Year = New Card!

Although most New Years Resolution’s rarely last more than a few months, a resolution to have your money work for you is one that should be pretty easy to keep. If you are still using a debit card for your purchases, you are missing out on FREE MONEY! You are going to purchase groceries, gas,Continue reading “New Year = New Card!”