One of the biggest leaps in the credit card world is going from one card to two. For most beginners, this is where the magic actually happens — more rewards, more perks, and a setup that truly matches your lifestyle. But when do you know you’re actually ready? This simple 5‑minute decision framework makes itContinue reading “How to Tell If You’re Ready to Add a Second Card (5‑Minute Check)”
Tag Archives: Hilton
Is Hotel Status Worth It?
As someone who used to think loyalty programs didn’t mean much, I can tell you I was completely wrong! From the ability to make changes to non-refundable reservations for friends to upgraded suites, I can assure you that hotel status definitely has its perks! Let’s look at arguably the two largest hotel chains and theirContinue reading “Is Hotel Status Worth It?”
Maximizing Credit Card Value for Air Travel
By far some of the most unused benefits of certain credit cards are CLEAR Membership, TSA PreCheck, and Global Entry. I have yet to figure out why that is, however I can tell you that when I tell people they are most likely able to have CLEAR + TSA PreCheck for free they stare atContinue reading “Maximizing Credit Card Value for Air Travel”
Help! I’m Drowning in Amex Points—What Do I Do?I Have Points… Now What?
After your intro bonus and normal spending, you will soon look at your account and see a plethora of points… but what do you do with them? Points vary in terms of what their monetary value is, however for this post lets focus on American Express Membership Rewards points which the “industry” typically values atContinue reading “Help! I’m Drowning in Amex Points—What Do I Do?I Have Points… Now What?”
Airline Incidental Credit…How to maximize it!
Every December the American Express Facebook forums FLOOD with people asking the same question, “How can I use my $200/$250 airline incidental credit on XXX Airlines???”. Not too long ago you were able to use this credit for gift cards on Delta, American, and United Airlines, as long as they were purchased in $50 increments.Continue reading “Airline Incidental Credit…How to maximize it!”
Expecting A Tax Bill? Open A New Credit Card!
It’s everyone’s favorite or least favorite time of year again… Tax preparation season! For most small businesses and individual’s who elect to have less taxes taken out of their paychecks, January 15th is your final quarterly payment due date for the 2021 tax year. These large payments are often one of the easiest ways toContinue reading “Expecting A Tax Bill? Open A New Credit Card!”
First Class To Hawaii For $11.20
I don’t know about you, but I currently have a plethora of points that are burning a hole in my pocket and wanted to see what great deals I could find. Arguably the best deal that I found was a First Class nonstop flight from Florida to Honolulu for $11.20 + points! Let’s take aContinue reading “First Class To Hawaii For $11.20”
First Steps After Getting Your New American Express Card
You were just approved for your new American Express Card… Congratulations! As with any new credit/charge card, there are often benefits that you need to enroll in in order to maximize their potential. For this post, we are going to focus on the American Express Platinum and its outsized intro bonus and benefits! Enroll inContinue reading “First Steps After Getting Your New American Express Card”
Own A Business? You Should Have A Business Credit Card!
If you own a business you should ABSOLUTELY have a business credit or charge card. Whether that business is building houses or selling them, you would be amazed at what truly qualifies you as a business in the eyes of issuers. Keep in mind that in Florida you must actually be registered as a businessContinue reading “Own A Business? You Should Have A Business Credit Card!”
Top Mistakes People Make With Credit Cards
It goes without saying that credit card debt is bad, however that doesn’t mean that credit cards themselves are bad. There are however several mistakes that the majority of folks find themselves making when they are entering the points game. Let’s take a look at some of these mistakes and how you can avoid them!Continue reading “Top Mistakes People Make With Credit Cards”
The Points Authority: Mastering The Points Game 