It’s everyone’s favorite or least favorite time of year again… Tax preparation season! For most small businesses and individual’s who elect to have less taxes taken out of their paychecks, January 15th is your final quarterly payment due date for the 2021 tax year. These large payments are often one of the easiest ways toContinue reading “Expecting A Tax Bill? Open A New Credit Card!”
Tag Archives: CashBack
My AMEX Earned Me Over $11,000 in Savings This Year!
One of the questions I always get asked is, “Why would you pay for a credit card?”… That answer is pretty easy given the above title. This year I earned over $2,000 in savings from my American Express offers and an additional $9,200 worth of points. If we take out the $1,000 in annual fees,Continue reading “My AMEX Earned Me Over $11,000 in Savings This Year!”
Own A Business? You Should Have A Business Credit Card!
If you own a business you should ABSOLUTELY have a business credit or charge card. Whether that business is building houses or selling them, you would be amazed at what truly qualifies you as a business in the eyes of issuers. Keep in mind that in Florida you must actually be registered as a businessContinue reading “Own A Business? You Should Have A Business Credit Card!”
Top Mistakes People Make With Credit Cards
It goes without saying that credit card debt is bad, however that doesn’t mean that credit cards themselves are bad. There are however several mistakes that the majority of folks find themselves making when they are entering the points game. Let’s take a look at some of these mistakes and how you can avoid them!Continue reading “Top Mistakes People Make With Credit Cards”
How To Use Rakuten To Earn More Points
For a variety of reasons, online shopping has increased dramatically over the last few years… which opens the door to more opportunities to earn American Express Membership Points. As someone who makes a majority of my purchases online, earning extra points is a no brainer, especially with no extra work! Let’s look at what RakutenContinue reading “How To Use Rakuten To Earn More Points”
How To Repair Your Credit
We make stupid decisions as teenagers and young adults… let’s be serious, did I really need thousands of dollars of car stereo equipment that I couldn’t afford? NOPE but with credit cards the world is your oyster… or so I thought! One of the biggest problems with credit is that it can be hard toContinue reading “How To Repair Your Credit”
You Should NEVER Use A Debit Card
Since I started into “The Points Game”, I can honestly say I don’t know the last time I have used my debit card for a purchase. Buying a pack of gum… American Express Gold, ordering pizza online… American Express Gold, convincing my wife that I absolutely need the new Xbox Series X… American Express Platinum,Continue reading “You Should NEVER Use A Debit Card”
How To Take Your First Step Into The “Points Game”
Assuming you are interested in learning more about maximizing your spending since you are here, let’s look at how to start earning those points or cash back! For this post we are going to focus on what I call “Level 1” spenders, people who want to earn points or cash back with limited effort andContinue reading “How To Take Your First Step Into The “Points Game””
The Points Authority: Mastering The Points Game 