One of the questions I always get asked is, “Why would you pay for a credit card?”… That answer is pretty easy given the above title. This year I earned over $2,000 in savings from my American Express offers and an additional $9,200 worth of points. If we take out the $1,000 in annual fees,Continue reading “My AMEX Earned Me Over $11,000 in Savings This Year!”
Tag Archives: AMEXGOLD
First Class To Hawaii For $11.20
I don’t know about you, but I currently have a plethora of points that are burning a hole in my pocket and wanted to see what great deals I could find. Arguably the best deal that I found was a First Class nonstop flight from Florida to Honolulu for $11.20 + points! Let’s take aContinue reading “First Class To Hawaii For $11.20”
Annual Fee Renewal?
The dreaded annual fee renewal… Do I keep the card? Do I downgrade to a no annual fee card? This post is going to look at a few of your options and discuss whether it is a good idea to renew, downgrade to a no annual fee, or my personal favorite… beg for a retentionContinue reading “Annual Fee Renewal?”
Best Credit Card for Groceries and Dining
As the holiday season is approaching, studies have shown that food and dining are the second greatest expense during the holiday season(November- December). If we add in Halloween candy, that number is surely to increase dramatically… especially in our neighborhood! With all of this spending, you should be looking to maximize your return on investmentContinue reading “Best Credit Card for Groceries and Dining”
Own A Business? You Should Have A Business Credit Card!
If you own a business you should ABSOLUTELY have a business credit or charge card. Whether that business is building houses or selling them, you would be amazed at what truly qualifies you as a business in the eyes of issuers. Keep in mind that in Florida you must actually be registered as a businessContinue reading “Own A Business? You Should Have A Business Credit Card!”
Top Mistakes People Make With Credit Cards
It goes without saying that credit card debt is bad, however that doesn’t mean that credit cards themselves are bad. There are however several mistakes that the majority of folks find themselves making when they are entering the points game. Let’s take a look at some of these mistakes and how you can avoid them!Continue reading “Top Mistakes People Make With Credit Cards”
Corporate Card or Reimbursement?
As things begin returning to normal and business travel becomes expected, so do the awful expense reports that ask you to itemize the 10 different hotel “taxes” that end up being 1/3 of the room rate! I was recently chatting with a friend who was interviewing for a new job that told him “All businessesContinue reading “Corporate Card or Reimbursement?”
The “Other” American Express Benefits
When you read most credit card game blogs, the authors typically focus on the highly publicized benefits such as hotel status, airline credits, travel credits, and how to maximize your points earning. I am certainly guilty of this, however I wanted to post about the “other benefits” that often get overlooked and rarely used. TheseContinue reading “The “Other” American Express Benefits”
Charge Card vs Credit Card
One of the biggest misconceptions people have when opening new cards is assuming that all cards are credit cards… that is certainly not the case! Two of the cards that I use most often are actually charge cards, which means they must be paid off in full every month. Unlike credit cards, these cards doContinue reading “Charge Card vs Credit Card”
Booking A YOLO Trip On POINTS!
I recently looked at my accounts and noticed that I had over a million points… It was time to spend some. My wife and I had been planning to take a vacation once things calmed down at work and thought this was a perfect time! I began to look at different hotels around Florida andContinue reading “Booking A YOLO Trip On POINTS!”
The Points Authority: Mastering The Points Game 