If you own a business you should ABSOLUTELY have a business credit or charge card. Whether that business is building houses or selling them, you would be amazed at what truly qualifies you as a business in the eyes of issuers. Keep in mind that in Florida you must actually be registered as a businessContinue reading “Own A Business? You Should Have A Business Credit Card!”
Tag Archives: AMEXGOLD
Top Mistakes People Make With Credit Cards
It goes without saying that credit card debt is bad, however that doesn’t mean that credit cards themselves are bad. There are however several mistakes that the majority of folks find themselves making when they are entering the points game. Let’s take a look at some of these mistakes and how you can avoid them!Continue reading “Top Mistakes People Make With Credit Cards”
Corporate Card or Reimbursement?
As things begin returning to normal and business travel becomes expected, so do the awful expense reports that ask you to itemize the 10 different hotel “taxes” that end up being 1/3 of the room rate! I was recently chatting with a friend who was interviewing for a new job that told him “All businessesContinue reading “Corporate Card or Reimbursement?”
The “Other” American Express Benefits
When you read most credit card game blogs, the authors typically focus on the highly publicized benefits such as hotel status, airline credits, travel credits, and how to maximize your points earning. I am certainly guilty of this, however I wanted to post about the “other benefits” that often get overlooked and rarely used. TheseContinue reading “The “Other” American Express Benefits”
Charge Card vs Credit Card
One of the biggest misconceptions people have when opening new cards is assuming that all cards are credit cards… that is certainly not the case! Two of the cards that I use most often are actually charge cards, which means they must be paid off in full every month. Unlike credit cards, these cards doContinue reading “Charge Card vs Credit Card”
Booking A YOLO Trip On POINTS!
I recently looked at my accounts and noticed that I had over a million points… It was time to spend some. My wife and I had been planning to take a vacation once things calmed down at work and thought this was a perfect time! I began to look at different hotels around Florida andContinue reading “Booking A YOLO Trip On POINTS!”
I Have Points… Now What?
After your intro bonus and normal spending, you will soon look at your account and see a plethora of points… but what do you do with them? Points vary in terms of what their monetary value is, however for this post lets focus on American Express Membership Rewards points which the “industry” typically values atContinue reading “I Have Points… Now What?”
What’s In My Wallet?
The second question I get asked after “Where do I start?” is, “What cards do you have?”… If only it was that simple. I have several cards however the cards that are currently in my wallet are the American Express Platinum, American Express Gold, American Express Hilton Aspire, and the Chase Freedom Unlimited. For mostContinue reading “What’s In My Wallet?”
How To Take Your First Step Into The “Points Game”
Assuming you are interested in learning more about maximizing your spending since you are here, let’s look at how to start earning those points or cash back! For this post we are going to focus on what I call “Level 1” spenders, people who want to earn points or cash back with limited effort andContinue reading “How To Take Your First Step Into The “Points Game””
Are Annual Fees Worth It?
I can’t tell you how many times someone looks at me like I have five heads when I tell them I pay annual fees to have credit cards. For most people, the idea of paying an annual fee seems counter intuitive, however if you can outweigh the fee by savings it makes perfect sense! InContinue reading “Are Annual Fees Worth It?”
The Points Authority: Mastering The Points Game 