The credit score… something everyone gets asked about but few people actually understand how it is calculated and how to increase it. Let me first remove any liability by stating that, “I am not a financial advisor and all of the information below is based off my own research, experience, and knowledge of my personalContinue reading “What Makes Up My Credit Score?”
Category Archives: Credit Cards
What’s In My Wallet?
The second question I get asked after “Where do I start?” is, “What cards do you have?”… If only it was that simple. I have several cards however the cards that are currently in my wallet are the American Express Platinum, American Express Gold, American Express Hilton Aspire, and the Chase Freedom Unlimited. For mostContinue reading “What’s In My Wallet?”
You Should NEVER Use A Debit Card
Since I started into “The Points Game”, I can honestly say I don’t know the last time I have used my debit card for a purchase. Buying a pack of gum… American Express Gold, ordering pizza online… American Express Gold, convincing my wife that I absolutely need the new Xbox Series X… American Express Platinum,Continue reading “You Should NEVER Use A Debit Card”
How To Take Your First Step Into The “Points Game”
Assuming you are interested in learning more about maximizing your spending since you are here, let’s look at how to start earning those points or cash back! For this post we are going to focus on what I call “Level 1” spenders, people who want to earn points or cash back with limited effort andContinue reading “How To Take Your First Step Into The “Points Game””
Are Annual Fees Worth It?
I can’t tell you how many times someone looks at me like I have five heads when I tell them I pay annual fees to have credit cards. For most people, the idea of paying an annual fee seems counter intuitive, however if you can outweigh the fee by savings it makes perfect sense! InContinue reading “Are Annual Fees Worth It?”
The Points Authority: Mastering The Points Game 