It’s everyone’s favorite or least favorite time of year again… Tax preparation season! For most small businesses and individual’s who elect to have less taxes taken out of their paychecks, January 15th is your final quarterly payment due date for the 2021 tax year. These large payments are often one of the easiest ways toContinue reading “Expecting A Tax Bill? Open A New Credit Card!”
Category Archives: Credit Cards
New Year = New Card!
Although most New Years Resolution’s rarely last more than a few months, a resolution to have your money work for you is one that should be pretty easy to keep. If you are still using a debit card for your purchases, you are missing out on FREE MONEY! You are going to purchase groceries, gas,Continue reading “New Year = New Card!”
My AMEX Earned Me Over $11,000 in Savings This Year!
One of the questions I always get asked is, “Why would you pay for a credit card?”… That answer is pretty easy given the above title. This year I earned over $2,000 in savings from my American Express offers and an additional $9,200 worth of points. If we take out the $1,000 in annual fees,Continue reading “My AMEX Earned Me Over $11,000 in Savings This Year!”
First Class To Hawaii For $11.20
I don’t know about you, but I currently have a plethora of points that are burning a hole in my pocket and wanted to see what great deals I could find. Arguably the best deal that I found was a First Class nonstop flight from Florida to Honolulu for $11.20 + points! Let’s take aContinue reading “First Class To Hawaii For $11.20”
Annual Fee Renewal?
The dreaded annual fee renewal… Do I keep the card? Do I downgrade to a no annual fee card? This post is going to look at a few of your options and discuss whether it is a good idea to renew, downgrade to a no annual fee, or my personal favorite… beg for a retentionContinue reading “Annual Fee Renewal?”
Best Credit Card for Groceries and Dining
As the holiday season is approaching, studies have shown that food and dining are the second greatest expense during the holiday season(November- December). If we add in Halloween candy, that number is surely to increase dramatically… especially in our neighborhood! With all of this spending, you should be looking to maximize your return on investmentContinue reading “Best Credit Card for Groceries and Dining”
First Steps After Getting Your New American Express Card
You were just approved for your new American Express Card… Congratulations! As with any new credit/charge card, there are often benefits that you need to enroll in in order to maximize their potential. For this post, we are going to focus on the American Express Platinum and its outsized intro bonus and benefits! Enroll inContinue reading “First Steps After Getting Your New American Express Card”
Own A Business? You Should Have A Business Credit Card!
If you own a business you should ABSOLUTELY have a business credit or charge card. Whether that business is building houses or selling them, you would be amazed at what truly qualifies you as a business in the eyes of issuers. Keep in mind that in Florida you must actually be registered as a businessContinue reading “Own A Business? You Should Have A Business Credit Card!”
Top Mistakes People Make With Credit Cards
It goes without saying that credit card debt is bad, however that doesn’t mean that credit cards themselves are bad. There are however several mistakes that the majority of folks find themselves making when they are entering the points game. Let’s take a look at some of these mistakes and how you can avoid them!Continue reading “Top Mistakes People Make With Credit Cards”
Quickest Way To Earn Points… Your Friends!
Do you have that one friend that always offers to pay for everything and then you can just Venmo them?… They are most likely hunting for points! I am personally guilty of this as it is an easy way to collect points that you otherwise would not earn… and if you aren’t earning points youContinue reading “Quickest Way To Earn Points… Your Friends!”
The Points Authority: Mastering The Points Game 