Eric J Lynn

Booking A YOLO Trip On POINTS!

I recently looked at my accounts and noticed that I had over a million points… It was time to spend some. My wife and I had been planning to take a vacation once things calmed down at work and thought this was a perfect time! I began to look at different hotels around Florida andContinue reading “Booking A YOLO Trip On POINTS!”

I Have Points… Now What?

After your intro bonus and normal spending, you will soon look at your account and see a plethora of points… but what do you do with them? Points vary in terms of what their monetary value is, however for this post lets focus on American Express Membership Rewards points which the “industry” typically values atContinue reading “I Have Points… Now What?”

No Dave Ramsey… You’re Wrong!

When I first decided I wanted to get into “The Points Game” and start teaching others how to earn money from money you were already spending, the most common thing I was told was “Dave Ramsey says credit cards are bad”. I agree… for people who spend more than they make and use credit cardsContinue reading “No Dave Ramsey… You’re Wrong!”

What Makes Up My Credit Score?

The credit score… something everyone gets asked about but few people actually understand how it is calculated and how to increase it. Let me first remove any liability by stating that, “I am not a financial advisor and all of the information below is based off my own research, experience, and knowledge of my personalContinue reading “What Makes Up My Credit Score?”

What’s In My Wallet?

The second question I get asked after “Where do I start?” is, “What cards do you have?”… If only it was that simple. I have several cards however the cards that are currently in my wallet are the American Express Platinum, American Express Gold, American Express Hilton Aspire, and the Chase Freedom Unlimited. For mostContinue reading “What’s In My Wallet?”

You Should NEVER Use A Debit Card

Since I started into “The Points Game”, I can honestly say I don’t know the last time I have used my debit card for a purchase. Buying a pack of gum… American Express Gold, ordering pizza online… American Express Gold, convincing my wife that I absolutely need the new Xbox Series X… American Express Platinum,Continue reading “You Should NEVER Use A Debit Card”

How To Take Your First Step Into The “Points Game”

Assuming you are interested in learning more about maximizing your spending since you are here, let’s look at how to start earning those points or cash back! For this post we are going to focus on what I call “Level 1” spenders, people who want to earn points or cash back with limited effort andContinue reading “How To Take Your First Step Into The “Points Game””

HOT DEAL!!! Flights To The Maldives For Under $2,000 Round Trip!

I am sure we have all seen the pictures of beautiful bungalows over the water in the Maldives and thought, “This is my YOLO trip”… Think again because I just found an insane deal! Round trip airfare on Etihad Airways(often voted one of the best airlines in the world) for under $2,000! Lets dive intoContinue reading “HOT DEAL!!! Flights To The Maldives For Under $2,000 Round Trip!”

Are Annual Fees Worth It?

I can’t tell you how many times someone looks at me like I have five heads when I tell them I pay annual fees to have credit cards. For most people, the idea of paying an annual fee seems counter intuitive, however if you can outweigh the fee by savings it makes perfect sense! InContinue reading “Are Annual Fees Worth It?”

The Points Game For Beginners

I’m sure we have all thought, “Are these points really worth anything?”… I know I certainly did! Until I started down the rabbit hole that was the points game, I had no idea how valuable credit card points could actually be, or what I could use them for. Getting started on this crazy journey isContinue reading “The Points Game For Beginners”